Jenga Kwako
9.5% a year, for 25 years, on the plot you already own.
Up to KES 10.5 million to build on land you already hold — without waiting years to save the full amount — through a KMRC-backed mortgage we structure and submit alongside your drawings and BOQ.
What this covers
What this covers
9.5% on reducing balance
Interest is charged on what you still owe rather than what you originally borrowed, so the cost falls every year you pay down.
Up to KES 10.5 million, over 25 years
Enough to build, spread far enough that repayment tracks a salary rather than a windfall.
Your land is the security
The plot you already hold is what unlocks the facility — which is why this route exists for people who have somewhere to build and no lump sum.